Plan Ledger DOL Form 5500 · updated monthly

Chadwick-Baross, Inc.401(k)

CHADWICK-BAROSS, INC. SAVINGS AND PS PLAN · WESTBROOK, ME · plan year 2025

Reported admin expense ratio · 2025
0.23%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Chadwick-Baross, Inc. reported $43,828 in plan administrative expenses for 2025: 0.23% of average plan assets, below the peer median. Employer contributions averaged $4,505 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.27% to 0.23%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other wholesale trade employers. By assets it is the 137th-largest of 354 plans among Maine employers on file, and the 1,810th of 4,246 in wholesale trade. In 2025, employees put in $2.08 for every $1.00 the employer contributed; active participation has grown from 125 to 154 since 2022.

Plan summary
Net assets, end of year$21,101,828
Participants with balances247
Active participants154
Employer contributions$693,818
Employee contributions$1,443,386
Employer contribution per active participant$4,505
Average account balance$85,433
Benefits paid to participants$1,108,597
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$21.1M · 247 accts · $694K emplr
2024$16.7M · 249 accts · $689K emplr
2023$14.9M · 223 accts · $576K emplr
2022$12.2M · 195 accts · $482K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$30,953
Investment management$12,875
Total administrative$43,828
The Chadwick-Baross, Inc. 401(k) match · 2025
Employer contribution per active participant$4,505
Median for plans this size$2,666
2025$4,505 per active participant
2024$4,031 per active participant
2023$3,791 per active participant
2022$3,860 per active participant

Chadwick-Baross, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
ASCENSUS LLC · Recordkeeping · Custodial (securities)$30,953
SANDHILL INVESMENT MGMT · Investment advisory (plan) · Consulting$12,875

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Ascensus
2024Ascensus
2023Ascensus

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$43,828 · 0.23%
2024$39,480 · 0.25%
2023$35,613 · 0.26%
2022$35,714 · 0.27%
Same employer
Similar plansWholesale Trade · Maine
Dead River Company ME$100.9M · 0.35%
Pine State Trading Co. ME$47.9M · 0.27%
Everett J. Prescott, Inc. ME$30.2M · 0.41%
Dennis Food Service ME$21.4M · 0.01%
Kardex Remstar, LLC ME$20.6M · 0.41%
Nappi Distributors, Inc. ME$18.6M · 0.08%
Butler Bros. ME$17.2M · 0.31%

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Source: U.S. Department of Labor, Form 5500 series, EIN 010143440 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.