Plan Ledger DOL Form 5500 · updated monthly

Cgrs, Inc.401(k)

CGRS, INC. 401(K) PROFIT SHARING PLAN · FORT COLLINS, CO · plan year 2025

Reported admin expense ratio · 2025
0.06%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Cgrs, Inc. reported $3,881 in plan administrative expenses for 2025: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,416 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.09% to 0.06%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Colorado (909th of 1,461), and 3,510th of 5,337 in construction. In 2025, employees put in $2.53 for every $1.00 the employer contributed; active participation has grown from 106 to 121 since 2022.

Plan summary
Net assets, end of year$7,344,872
Participants with balances153
Active participants121
Employer contributions$413,306
Employee contributions$1,046,385
Employer contribution per active participant$3,416
Average account balance$48,006
Benefits paid to participants$504,961
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$7.3M · 153 accts · $413K emplr
2024$5.5M · 143 accts · $390K emplr
2023$4.2M · 139 accts · $344K emplr
2022$2.7M · 124 accts · $317K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$3,881
Total administrative$3,881
The Cgrs, Inc. 401(k) match · 2025
Employer contribution per active participant$3,416
Median for plans this size$1,464
2025$3,416 per active participant
2024$3,302 per active participant
2023$3,127 per active participant
2022$2,995 per active participant

Cgrs, Inc.'s 2025 employer contribution ran above the $1,464 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$3,881

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025The Standard
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$3,881 · 0.06%
2024$5,301 · 0.11%
2023$3,170 · 0.09%
2022$2,333 · 0.09%
Same employer
Similar plansConstruction · Colorado
J. R. Butler Inc. CO$8.1M · 0.03%
Challenger Building, LLC CO$6.9M · 0.86%
Hpm, Inc. CO$6.7M · 0.27%
Guys Floor Service Inc. CO$6.5M · 0.31%
Procraft Mechanical Inc. CO$6.3M · 0.59%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 841061813 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.