Plan Ledger DOL Form 5500 · updated monthly

Cfl USA, LLC401(k)

CFL USA, LLC 401(K) PLAN · ADAIRSVILLE, GA · plan year 2025

Reported admin expense ratio · 2025
1.79%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Cfl USA, LLC reported $35,201 in plan administrative expenses for 2025: 1.79% of average plan assets, higher than ~90% of peers. Employer contributions averaged $787 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 2.44% to 1.79%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Georgia (1,914th of 2,160), and 12,722nd of 13,661 in manufacturing. In 2025, employees put in $2.61 for every $1.00 the employer contributed; active participation has grown from 158 to 251 since 2023.

Plan summary
Net assets, end of year$2,221,021
Participants with balances227
Active participants251
Employer contributions$197,439
Employee contributions$516,216
Employer contribution per active participant$787
Average account balance$9,784
Benefits paid to participants$625,056
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2025$2.2M · 227 accts · $197K emplr
2024$1.7M · 230 accts · $136K emplr
2023$1.1M · 156 accts · $185K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$35,201
Total administrative$35,201
The Cfl USA, LLC 401(k) match · 2025
Employer contribution per active participant$787
Median for plans this size$1,464
2025$787 per active participant
2024$570 per active participant
2023$1,171 per active participant

Cfl USA, LLC's 2025 employer contribution ran below the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$35,201
OSAIC WEALTH INC · Other servicesindirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2025$35,201 · 1.79%
2024$23,422 · 1.65%
2023$20,915 · 2.44%
Same employer
Similar plansManufacturing · Georgia
Ktx America Corporation GA$2.5M · 0.00%
Amrest, LLC GA$2.5M · 0.07%
T&S Hardwoods, Inc. GA$2.3M · 0.00%
Resilux America, LLC GA$2.2M · 1.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 844597838 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.