Plan Ledger DOL Form 5500 · updated monthly

Certco, Inc.401(k)

CERTCO, INC. NON-UNION SAVINGS PLAN · MADISON, WI · plan year 2024

Reported admin expense ratio · 2024
0.19%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Certco, Inc. reported $53,577 in plan administrative expenses for 2024: 0.19% of average plan assets, below the peer median. Employer contributions averaged $6,609 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.16% to 0.19%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is the 650th-largest of 1,936 plans among Wisconsin employers on file, and the 1,387th of 4,246 in wholesale trade. In 2024, the employer put in $1.10 for every $1.00 employees contributed themselves; active participation has grown from 189 to 228 since 2022.

Plan summary
Net assets, end of year$29,281,875
Participants with balances275
Active participants228
Employer contributions$1,506,756
Employee contributions$1,367,204
Employer contribution per active participant$6,609
Average account balance$106,480
Benefits paid to participants$4,479,889
Plan auditUnmodified (clean) audit opinion
AuditorWIPFLI LLP
Plan history3
Yearassets · accounts · employer contribution
2024$29.3M · 275 accts · $1.5M emplr
2023$26.9M · 269 accts · $1.4M emplr
2022$23.7M · 241 accts · $1.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$33,719
Investment management$19,858
Total administrative$53,577
The Certco, Inc. 401(k) match · 2024
Employer contribution per active participant$6,609
Median for plans this size$2,416
2024$6,609 per active participant
2023$6,331 per active participant
2022$6,401 per active participant

Certco, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
EMPOWER ADVISORY GROUP, LLC · Investment management$11,300
WORLD INVESTMENT ADVISORS LLC · Investment advisory (plan)$8,558
US BANCORP INVESTMENTS INCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$53,577 · 0.19%
2023$42,192 · 0.17%
2022$44,647 · 0.16%
All plans at this employer2
CERTCO, INC. NON-UNION SAVINGS PLAN401(k)
CERTCO, INC. UNION SAVINGS PLAN401(k)
Same employer
Similar plansWholesale Trade · Wisconsin
Alpha Source LLC WI$33.1M · 0.30%
Chambers & Owen, Inc. WI$33.0M · 0.25%
Reinders, Inc. WI$30.9M · 0.33%
Wdi, LLC WI$30.8M · 0.42%
Gs Global Resources, Inc. WI$28.2M · 0.17%
R.J. Schinner Co., Inc. WI$27.4M · 0.61%
Machine Service, Inc. WI$27.0M · 0.29%

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Source: U.S. Department of Labor, Form 5500 series, EIN 390203490 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.