Plan Ledger DOL Form 5500 · updated monthly

Cerelia USA Bakery USA, Inc401(k)

CERELIA USA BAKERY, INC. 401(K) PLAN · LIBERTY, SC · plan year 2024

Reported admin expense ratio · 2024
1.30%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Cerelia USA Bakery USA, Inc reported $32,139 in plan administrative expenses for 2024: 1.30% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,343 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in South Carolina (639th of 807), and 4,296th of 5,215 in retail trade. In 2024, the employer put in $1.56 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$3,175,004
Participants with balances277
Active participants553
Employer contributions$742,757
Employee contributions$476,451
Employer contribution per active participant$1,343
Average account balance$11,462
Benefits paid to participants$312,163
Plan auditUnmodified (clean) audit opinion
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$32,139
Total administrative$32,139
The Cerelia USA Bakery USA, Inc 401(k) match · 2024
Employer contribution per active participant$1,343
Median for plans this size$1,313

Cerelia USA Bakery USA, Inc's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ONE DIGITAL INVESTMENT ADVISORS LLC · Investment advisory (plan)$11,481
EMPOWER ADVISORY GROUP LLC · Investment management$1,523

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$32,139 · 1.30%
Similar plansRetail Trade · South Carolina
Benson Nissan, Inc. SC$4.0M · 0.02%
Palmetto Moon, LLC SC$2.8M · 1.78%
The Salty Dog, Inc. SC$2.7M · 0.65%
Lowcountry Grocers, LLC SC$2.5M · 0.85%

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Source: U.S. Department of Labor, Form 5500 series, EIN 851100898 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.