Plan Ledger DOL Form 5500 · updated monthly

Cerebral Palsy North Jersey401(k)

CPNJ 401K RETIREMENT PLAN · EAST HANOVER, NJ · plan year 2024

Reported admin expense ratio · 2024
0.13%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Cerebral Palsy North Jersey reported $30,321 in plan administrative expenses for 2024: 0.13% of average plan assets, below the peer median. Employer contributions averaged $1,070 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.03% to 0.13%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other other services employers. By assets it is the 924th-largest of 2,419 plans among New Jersey employers on file, and the 864th of 3,341 in other services. In 2024, employees put in $1.75 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$25,269,047
Participants with balances398
Active participants607
Employer contributions$649,597
Employee contributions$1,135,900
Employer contribution per active participant$1,070
Average account balance$63,490
Benefits paid to participants$2,146,771
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$25.3M · 398 accts · $650K emplr
2023$22.6M · 403 accts · $616K emplr
2022$19.7M · 407 accts · $607K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$7,821
Investment management$22,500
Total administrative$30,321
The Cerebral Palsy North Jersey 401(k) match · 2024
Employer contribution per active participant$1,070
Median for plans this size$2,416
2024$1,070 per active participant
2023$967 per active participant
2022$1,062 per active participant

Cerebral Palsy North Jersey's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
GALLAGHER FIDUCIARY ADVISORS LLC · Recordkeeping$22,500
AMERICAN UNITED LIFE INSURANCE CO · Recordkeeping · Loan processing$6,326
LINCOLN NATIONAL CORPORATION · Contract administrator$1,495

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024GALLAGHER FIDUCIARY ADVISORS LLC, OneAmerica
2023OneAmerica

This plan has changed recordkeepers within these filings. If you left Cerebral Palsy North Jersey before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$30,321 · 0.13%
2023$5,464 · 0.03%
2022$5,901 · 0.03%
Same employer
Similar plansOther Services · New Jersey
Tenacre Foundation NJ$35.6M · 0.06%
Binsky & Snyder LLC NJ$26.5M · 0.26%
Vda, Inc. NJ$25.2M · 0.29%

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Source: U.S. Department of Labor, Form 5500 series, EIN 226069076 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.