Plan Ledger DOL Form 5500 · updated monthly

Cerapedics, Inc.401(k)

CERAPEDICS, INC. 401(K) PLAN · WESTMINSTER, CO · plan year 2024

Reported admin expense ratio · 2024
0.62%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Cerapedics, Inc. reported $95,560 in plan administrative expenses for 2024: 0.62% of average plan assets, higher than ~75% of peers. Employer contributions averaged $7,619 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.32% to 0.62%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 585th-largest of 1,461 plans among Colorado employers on file, and the 6,478th of 13,661 in manufacturing. In 2024, employees put in $1.74 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$17,392,877
Participants with balances237
Active participants201
Employer contributions$1,531,373
Employee contributions$2,670,759
Employer contribution per active participant$7,619
Average account balance$73,388
Benefits paid to participants$2,996,534
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$17.4M · 237 accts · $1.5M emplr
2023$13.4M · 234 accts · $1.4M emplr
2022$8.8M · 181 accts · $855K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$26,876
Investment management$68,684
Total administrative$95,560
The Cerapedics, Inc. 401(k) match · 2024
Employer contribution per active participant$7,619
Median for plans this size$2,416
2024$7,619 per active participant
2023$5,765 per active participant
2022$4,274 per active participant

Cerapedics, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
NORTHWESTERN MUTUAL WEALTH MGMT · Investment advisory (plan)$68,684
FIDELITY WORKPLACE SERVICES LLC · Plan administrator · Trustee (discretionary)$26,876

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$95,560 · 0.62%
2023$56,208 · 0.51%
2022$27,998 · 0.32%
Same employer
Similar plansManufacturing · Colorado
Bestop, Inc. CO$19.4M · 0.29%
Trustile Doors, LLC CO$18.5M · 0.73%
Stoneage, Inc. CO$18.1M · 0.25%
Ready Foods, Inc. CO$18.0M · 0.40%
Stoneage, Inc. CO$17.0M · 0.04%
Aytu Biopharma, Inc. CO$15.9M · 0.32%
Boom Technology, Inc. CO$15.7M · 0.76%
Leiters, Inc. CO$15.6M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 208302692 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.