Plan Ledger DOL Form 5500 · updated monthly

Central Valley Gmc D/B/A Affinity Truck Center401(k)

THE 401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF AFFINITY TRUCK CENTER · FRESNO, CA · plan year 2024

Reported admin expense ratio · 2024
0.46%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Central Valley Gmc D/B/A Affinity Truck Center reported $44,045 in plan administrative expenses for 2024: 0.46% of average plan assets, below the peer median. Employer contributions averaged $3,203 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.36% to 0.46%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in California (5,432nd of 9,483), and the 1,156th of 2,677 in transportation & warehousing. In 2024, employees put in $1.74 for every $1.00 the employer contributed; active participation has shrunk from 124 to 102 since 2022.

Plan summary
Net assets, end of year$10,070,096
Participants with balances126
Active participants102
Employer contributions$326,660
Employee contributions$566,875
Employer contribution per active participant$3,203
Average account balance$79,921
Benefits paid to participants$786,335
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$10.1M · 126 accts · $327K emplr
2023$9.0M · 138 accts · $403K emplr
2022$7.0M · 151 accts · $511K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$14,997
Investment management$29,048
Total administrative$44,045
The Central Valley Gmc D/B/A Affinity Truck Center 401(k) match · 2024
Employer contribution per active participant$3,203
Median for plans this size$1,313
2024$3,203 per active participant
2023$3,694 per active participant
2022$4,118 per active participant

Central Valley Gmc D/B/A Affinity Truck Center's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL SECURITIES INC · Investment advisory (plan)$25,764
EMPOWER ADVISORY GROUP, LLC · Investment management$3,284

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$44,045 · 0.46%
2023$36,179 · 0.45%
2022$25,903 · 0.36%
Same employer
Similar plansTransportation & Warehousing · California
Tiger Lines, LLC CA$10.6M · 0.71%
Curtin Maritime CA$10.3M · 0.69%
Aeronet, Inc. CA$10.0M · 0.34%
Mather Aviation, LLC CA$9.9M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942696720 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.