Plan Ledger DOL Form 5500 · updated monthly

Central Valley Builders Supply401(k)

CENTRAL VALLEY EMPLOYEES 401(K) PLAN · NAPA, CA · plan year 2024

Reported admin expense ratio · 2024
0.46%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Central Valley Builders Supply reported $55,898 in plan administrative expenses for 2024: 0.46% of average plan assets, above the peer median. Employer contributions averaged $1,199 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.08% to 0.46%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 4,725th-largest of 9,483 plans among California employers on file, and the 2,112th of 5,215 in retail trade. In 2024, employees put in $3.33 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$13,134,626
Participants with balances348
Active participants213
Employer contributions$255,345
Employee contributions$849,641
Employer contribution per active participant$1,199
Average account balance$37,743
Benefits paid to participants$1,664,425
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$13.1M · 348 accts · $255K emplr
2023$11.4M · 287 accts · $236K emplr
2022$10.1M · 204 accts · $221K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$43,427
Investment management$12,471
Total administrative$55,898
The Central Valley Builders Supply 401(k) match · 2024
Employer contribution per active participant$1,199
Median for plans this size$2,416
2024$1,199 per active participant
2023$1,237 per active participant
2022$1,126 per active participant

Central Valley Builders Supply's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
KESTRA FINANCIAL INC · Investment advisory (plan)$9,911
EMPOWER ADVISORY GROUP, LLC · Investment management$2,561
KESTRA INVESTMENT SERVICES LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$55,898 · 0.46%
2023$27,868 · 0.26%
2022$9,124 · 0.08%
Same employer
Similar plansRetail Trade · California
Santa Margarita Ford CA$13.3M · 0.07%
Dollar Shave Club CA$13.2M · 0.31%
Grove Collaborative, Inc. CA$13.1M · 0.56%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941566034 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.