Plan Ledger DOL Form 5500 · updated monthly

Cedarville University403(b)

CEDARVILLE UNIVERSITY RETIREMENT SAVINGS PLAN · CEDARVILLE, OH · plan year 2024

Reported admin expense ratio · 2024
0.35%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Cedarville University reported $370,230 in plan administrative expenses for 2024: 0.35% of average plan assets, higher than ~90% of peers. Employer contributions averaged $6,519 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.47% to 0.35%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other educational services employers. By assets it is the 341st-largest of 3,295 plans among Ohio employers on file, and the 481st of 3,091 in educational services. In 2024, the employer put in $1.88 for every $1.00 employees contributed themselves; active participation has grown from 706 to 782 since 2022.

Plan summary
Net assets, end of year$110,974,299
Participants with balances1,095
Active participants782
Employer contributions$5,097,867
Employee contributions$2,715,916
Employer contribution per active participant$6,519
Average account balance$101,346
Benefits paid to participants$8,443,322
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$111.0M · 1,095 accts · $5.1M emplr
2023$98.7M · 1,060 accts · $4.7M emplr
2022$81.9M · 1,009 accts · $4.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$73,732
Investment management$296,498
Total administrative$370,230
Employer contributions to the Cedarville University plan · 2024
Employer contribution per active participant$6,519
Median for plans this size$3,635
2024$6,519 per active participant
2023$6,316 per active participant
2022$6,427 per active participant

Cedarville University's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TIAA · Recordkeeping · Pension consulting$70,429
MILLENNIUM ADVISORY SERVICES, INC · Investment management$281,496
SAGEVIEW ADVISORY GROUP · Investment management$15,001

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TIAA
2023TIAA

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$370,230 · 0.35%
2023$401,960 · 0.45%
2022$415,094 · 0.47%
Same employer
Similar plansEducational Services · Ohio
Capital University OH$174.9M · 0.08%
Wittenberg University OH$151.8M · 0.06%
Otterbein University OH$136.3M · 0.12%
Franklin University OH$114.3M · 0.20%
The University of Findlay OH$109.9M · 0.08%
University of Mount Union OH$103.3M · 0.09%
Muskingum University OH$91.2M · 0.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 310536647 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.