Plan Ledger DOL Form 5500 · updated monthly

Cedar Valley Hospice, Inc.401(k)

CEDAR VALLEY HOSPICE RETIREMENT PLAN · WATERLOO, IA · plan year 2024

Reported admin expense ratio · 2024
0.74%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Cedar Valley Hospice, Inc. reported $38,135 in plan administrative expenses for 2024: 0.74% of average plan assets, above the peer median. Employer contributions averaged $2,728 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.85% to 0.74%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Iowa (691st of 878), and 7,620th of 11,911 in health care & social assistance. In 2024, employees put in $1.18 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,517,764
Participants with balances129
Active participants108
Employer contributions$294,619
Employee contributions$347,044
Employer contribution per active participant$2,728
Average account balance$42,773
Benefits paid to participants$577,861
Plan auditUnmodified (clean) audit opinion
AuditorBERGANKDV
Plan history4
Yearassets · accounts · employer contribution
2025$0 · $156K emplr
2024$5.5M · 129 accts · $295K emplr
2023$4.8M · 128 accts · $257K emplr
2022$3.9M · 119 accts · $251K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,457
Investment management$35,678
Total administrative$38,135
The Cedar Valley Hospice, Inc. 401(k) match · 2024
Employer contribution per active participant$2,728
Median for plans this size$1,313
2024$2,728 per active participant
2023$2,378 per active participant
2022$2,482 per active participant

Cedar Valley Hospice, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ACCEL WEALTH MANAGEMENT LLC · Investment advisory (plan)$24,282
EMPOWER ADVISORY GROUP LLC · Investment management$3,160

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025Not separately reported
2024$38,135 · 0.74%
2023$30,610 · 0.71%
2022$39,695 · 0.85%
Similar plansHealth Care & Social Assistance · Iowa
The Meth-Wick Community IA$5.7M · 0.90%
Tanager Place IA$5.6M · 0.34%
Good Neighbor Society IA$4.9M · 0.96%
New Choices, Inc. IA$4.7M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 421135294 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.