Plan Ledger DOL Form 5500 · updated monthly

Cedar Crest College403(b)

CEDAR CREST COLLEGE DC AND TDA RETIREMENT PLAN · ALLENTOWN, PA · plan year 2024

Reported admin expense ratio · 2024
0.17%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Cedar Crest College reported $85,355 in plan administrative expenses for 2024: 0.17% of average plan assets, above the peer median. Employer contributions averaged $1,369 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.08% to 0.17%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other educational services employers. By assets it is the 753rd-largest of 3,651 plans among Pennsylvania employers on file, and the 881st of 3,091 in educational services. In 2024, employees put in $1.54 for every $1.00 the employer contributed; active participation has grown from 420 to 484 since 2022.

Plan summary
Net assets, end of year$52,532,345
Participants with balances575
Active participants484
Employer contributions$662,774
Employee contributions$1,021,045
Employer contribution per active participant$1,369
Average account balance$91,361
Benefits paid to participants$4,356,041
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$52.5M · 575 accts · $663K emplr
2023$49.6M · 557 accts · $564K emplr
2022$44.4M · 559 accts · $553K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$53,421
Investment management$31,934
Total administrative$85,355
Employer contributions to the Cedar Crest College plan · 2024
Employer contribution per active participant$1,369
Median for plans this size$3,635
2024$1,369 per active participant
2023$1,257 per active participant
2022$1,316 per active participant

Cedar Crest College's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
TIAA-TEACHERS INS & ANNUITY ASSOC · Recordkeeping$53,796
COMMONWEALTH FINANCIAL NETWORK · Investment advisory (plan)$31,934

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TIAA
2023TIAA

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$85,355 · 0.17%
2023$40,273 · 0.09%
2022$38,809 · 0.08%
Same employer
Similar plansEducational Services · Pennsylvania
The Episcopal Academy PA$58.3M · 0.05%
The Agnes Irwin School PA$57.6M · 0.06%
Carlow University PA$56.1M · 0.06%
Shipley School PA$52.6M · 0.04%
Pf I Carrus Services, LLC PA$52.1M · 0.28%
Wyoming Seminary PA$50.7M · 0.16%
Penn Foster, Inc. PA$48.8M · 0.33%

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Source: U.S. Department of Labor, Form 5500 series, EIN 231365953 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.