Plan Ledger DOL Form 5500 · updated monthly

Cedar Creek LLC401(k)

CEDAR CREEK LLC 401(K) PROFIT SHARING PLAN & TRUST · BENTON HARBOR, MI · plan year 2024

Reported admin expense ratio · 2024
0.23%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Cedar Creek LLC reported $750 in plan administrative expenses for 2024: 0.23% of average plan assets, lower than ~75% of peers. Employer contributions averaged $262 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.19% to 0.23%. The plan sits in the under $1M size bracket, benchmarked here against 1,109 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Michigan (2,568th of 2,619), and 11,530th of 11,911 in health care & social assistance. In 2024, employees put in $1.19 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$348,091
Participants with balances124
Active participants106
Employer contributions$27,737
Employee contributions$33,132
Employer contribution per active participant$262
Average account balance$2,807
Benefits paid to participants$49,246
Plan auditDisclaimer of opinion
Plan history3
Yearassets · accounts · employer contribution
2024$348K · 124 accts · $28K emplr
2023$297K · 129 accts · $31K emplr
2022$213K · 127 accts · $26K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$750
Total administrative$750
The Cedar Creek LLC 401(k) match · 2024
Employer contribution per active participant$262
Median for plans this size$540
2024$262 per active participant
2023$265 per active participant
2022$245 per active participant

Cedar Creek LLC's 2024 employer contribution ran below the $540 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$750 · 0.23%
2023$590 · 0.23%
2022$420 · 0.19%
Similar plansHealth Care & Social Assistance · Michigan
Mercy Plus MI$436K · 5.27%
Smart Start Corporation MI$414K · 0.33%
Pennock Hospital MI$317K · 0.38%
Alamo Nursing Home Inc MI$178K · 0.86%

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Source: U.S. Department of Labor, Form 5500 series, EIN 383685466 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.