Plan Ledger DOL Form 5500 · updated monthly

Cds Logistics Management Inc401(k)

CDS LOGISTICS RETIREMENT PLAN · MIDDLE RIVER, MD · plan year 2024

Reported admin expense ratio · 2024
0.66%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Cds Logistics Management Inc reported $38,160 in plan administrative expenses for 2024: 0.66% of average plan assets, above the peer median. Employer contributions averaged $1,396 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.66%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Maryland (1,176th of 1,671), and 1,468th of 2,677 in transportation & warehousing. In 2024, employees put in $1.71 for every $1.00 the employer contributed; active participation has grown from 193 to 259 since 2022.

Plan summary
Net assets, end of year$6,364,119
Participants with balances160
Active participants259
Employer contributions$361,691
Employee contributions$619,269
Employer contribution per active participant$1,396
Average account balance$39,776
Benefits paid to participants$722,126
Plan auditUnmodified (clean) audit opinion
AuditorBDG-CPAS
Plan history3
Yearassets · accounts · employer contribution
2024$6.4M · 160 accts · $362K emplr
2023$5.3M · 134 accts · $340K emplr
2022$3.9M · 130 accts · $258K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$26,681
Investment management$11,479
Total administrative$38,160
The Cds Logistics Management Inc 401(k) match · 2024
Employer contribution per active participant$1,396
Median for plans this size$1,313
2024$1,396 per active participant
2023$1,897 per active participant
2022$1,339 per active participant

Cds Logistics Management Inc's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$26,681
CORNERSTONE ADVISORY LLP · Investment advisory (plan)$10,886

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$38,160 · 0.66%
2023$29,937 · 0.66%
2022$25,058 · 0.63%
Same employer
Similar plansTransportation & Warehousing · Maryland
Inter-Rail Transport, Inc. MD$13.3M · 0.49%
John S. Connor, Inc. MD$10.4M · 0.03%
The Terminal Corporation MD$6.9M · 0.44%
Canton Port Services, LLC MD$4.1M · 0.24%

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Source: U.S. Department of Labor, Form 5500 series, EIN 521677968 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.