Plan Ledger DOL Form 5500 · updated monthly

Ccof, Inc.401(k)

CCOF 401(K) · SANTA CRUZ, CA · plan year 2024

Reported admin expense ratio · 2024
0.35%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Ccof, Inc. reported $41,974 in plan administrative expenses for 2024: 0.35% of average plan assets, above the peer median. Employer contributions averaged $2,813 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.33% to 0.35%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in California (4,760th of 9,483), and 7,099th of 11,654 in professional & technical services. In 2024, employees put in $1.88 for every $1.00 the employer contributed; active participation has grown from 160 to 187 since 2022.

Plan summary
Net assets, end of year$12,993,334
Participants with balances188
Active participants187
Employer contributions$525,941
Employee contributions$991,020
Employer contribution per active participant$2,813
Average account balance$69,113
Benefits paid to participants$781,567
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$13.0M · 188 accts · $526K emplr
2023$10.9M · 175 accts · $465K emplr
2022$9.1M · 166 accts · $410K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$24,682
Investment management$17,292
Total administrative$41,974
The Ccof, Inc. 401(k) match · 2024
Employer contribution per active participant$2,813
Median for plans this size$2,416
2024$2,813 per active participant
2023$2,644 per active participant
2022$2,564 per active participant

Ccof, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ASCENSUS LLC · Loan processing · Recordkeeping$24,682
NATURAL INVEST LLC · Investment advisory (plan)$17,292

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Ascensus
2023Ascensus

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$41,974 · 0.35%
2023$36,211 · 0.36%
2022$31,070 · 0.33%
Same employer
Similar plansProfessional & Technical Services · California
Blackstone Technology Group CA$13.1M · 0.45%
Exadel, Inc. CA$12.9M · 0.04%
Neuralink Corp. CA$12.9M · 0.04%
Wiser Solutions, Inc. CA$12.9M · 0.29%
Veterans Ez Info, Inc. CA$12.8M · 0.37%

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Source: U.S. Department of Labor, Form 5500 series, EIN 770070930 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.