Plan Ledger DOL Form 5500 · updated monthly

Ccl Puerto Rico, Inc.401(k)

CCL LABEL DE PUERTO RICO, INC. RETIREMENT & SAVINGS PLAN · SABANA GRANDE, PR · plan year 2024

Reported admin expense ratio · 2024
1.27%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Ccl Puerto Rico, Inc. reported $75,615 in plan administrative expenses for 2024: 1.27% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,690 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.42% to 1.27%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other manufacturing employers. By assets it is the 159th-largest of 323 plans among PR employers on file, and 10,428th of 13,661 in manufacturing. In 2024, employees put in $1.16 for every $1.00 the employer contributed; active participation has grown from 175 to 204 since 2022.

Plan summary
Net assets, end of year$6,489,483
Participants with balances298
Active participants204
Employer contributions$344,832
Employee contributions$401,177
Employer contribution per active participant$1,690
Average account balance$21,777
Benefits paid to participants$197,117
Plan auditUnmodified (clean) audit opinion
AuditorKEVANE GRANT THORNTON LLC
Plan history3
Yearassets · accounts · employer contribution
2024$6.5M · 298 accts · $345K emplr
2023$5.4M · 277 accts · $319K emplr
2022$4.3M · 251 accts · $267K emplr
Administrative expenses, itemized · 2024
Investment management$38,731
Total administrative$75,615
The Ccl Puerto Rico, Inc. 401(k) match · 2024
Employer contribution per active participant$1,690
Median for plans this size$1,313
2024$1,690 per active participant
2023$1,637 per active participant
2022$1,524 per active participant

Ccl Puerto Rico, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
INDEPENDENT FINANCIAL GROUP LLC · Investment advisory (plan)$23,753
EMPOWER ADVISORY GROUP LLC · Investment management$14,978

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$75,615 · 1.27%
2023$62,889 · 1.30%
2022$64,725 · 1.42%
Similar plansManufacturing · PR
Integra Ci, Inc. PR$10.2M · 0.06%
Swirl Corp. PR$7.4M · 0.51%
Neolpharma Inc. PR$6.0M · 0.49%
To-Ricos LTD PR$4.7M · 0.07%
MC-21 LLC PR$4.5M · 0.47%
Canarico Quarries, Inc. PR$4.2M · 1.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 391813266 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.