Plan Ledger DOL Form 5500 · updated monthly

Cavender Cadillac Company401(k)

CAVENDER COMPANIES 401(K) PLAN · SAN ANTONIO, TX · plan year 2024

Reported admin expense ratio · 2024
0.07%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Cavender Cadillac Company reported $14,460 in plan administrative expenses for 2024: 0.07% of average plan assets, lower than ~75% of peers. Employer contributions averaged $455 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.067%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 1,831st-largest of 5,688 plans among Texas employers on file, and the 1,295th of 5,215 in retail trade. In 2024, employees put in $6.74 for every $1.00 the employer contributed; active participation has grown from 473 to 797 since 2022.

Plan summary
Net assets, end of year$23,172,344
Participants with balances784
Active participants797
Employer contributions$362,786
Employee contributions$2,443,433
Employer contribution per active participant$455
Average account balance$29,557
Benefits paid to participants$2,546,594
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$23.2M · 784 accts · $363K emplr
2023$19.9M · 606 accts · $531K emplr
2022$15.1M · 570 accts · $333K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$9,742
Investment management$4,718
Total administrative$14,460
The Cavender Cadillac Company 401(k) match · 2024
Employer contribution per active participant$455
Median for plans this size$2,416
2024$455 per active participant
2023$1,027 per active participant
2022$704 per active participant

Cavender Cadillac Company's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$9,742

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$14,460 · 0.07%
2023$13,966 · 0.08%
2022$11,770 · 0.07%
Similar plansRetail Trade · Texas
Tetco, Inc. TX$24.2M · 0.47%
Complete Rx, LTD. TX$23.9M · 0.36%
Auto, Lllp dba Autoinc TX$23.4M · 0.36%
Indigo Auto Group TX$22.6M · 0.30%
Calendar Holdings LLC TX$22.5M · 0.23%
Moritz Partners, LP TX$22.3M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 742938959 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.