Plan Ledger DOL Form 5500 · updated monthly

Causley Trucking, Inc.401(k)

CAUSLEY TRUCKING, INC. RETIREMENT PLAN · SAGINAW, MI · plan year 2024

Reported admin expense ratio · 2024
0.63%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Causley Trucking, Inc. reported $39,766 in plan administrative expenses for 2024: 0.63% of average plan assets, above the peer median. Employer contributions averaged $4,165 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.63%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Michigan (1,862nd of 2,619), and 1,476th of 2,677 in transportation & warehousing. In 2024, the employer put in $3.67 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$6,322,530
Participants with balances156
Active participants160
Employer contributions$666,342
Employee contributions$181,522
Employer contribution per active participant$4,165
Average account balance$40,529
Benefits paid to participants$1,484,497
Plan auditDisclaimer of opinion
AuditorCLARENCE H JOHNSON, PC
Plan history3
Yearassets · accounts · employer contribution
2024$6.3M · 156 accts · $666K emplr
2023$6.2M · 164 accts · $733K emplr
2022$6.2M · 173 accts · $766K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$39,381
Total administrative$39,766
The Causley Trucking, Inc. 401(k) match · 2024
Employer contribution per active participant$4,165
Median for plans this size$1,313
2024$4,165 per active participant
2023$4,641 per active participant
2022$4,326 per active participant

Causley Trucking, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$39,381
PRINCIPAL SECURITIES INC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$39,766 · 0.63%
2023$51,031 · 0.82%
2022$45,495 · 0.65%
Same employer
Similar plansTransportation & Warehousing · Michigan
Associates Resources LLC MI$6.7M · 0.88%
Parker Motor Freight MI$6.5M · 0.29%
Indian Trails, Inc. MI$6.4M · 0.22%
B & B Trucking, Inc. MI$6.2M · 0.25%
Ken Graham Trucking, Inc. MI$6.2M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 382263810 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.