Plan Ledger DOL Form 5500 · updated monthly

Cauldwell Wingate Company, LLC401(k)

CAULDWELL WINGATE COMPANY, LLC 401(K) PROFIT SHARING PLAN · NEW YORK, NY · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Cauldwell Wingate Company, LLC reported $10,613 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $7,357 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.02% to 0.05%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 2,223rd-largest of 5,648 plans among New York employers on file, and the 1,771st of 5,337 in construction. In 2024, employees put in $2.14 for every $1.00 the employer contributed; active participation has shrunk from 125 to 90 since 2022.

Plan summary
Net assets, end of year$24,349,192
Participants with balances157
Active participants90
Employer contributions$662,161
Employee contributions$1,415,416
Employer contribution per active participant$7,357
Average account balance$155,090
Benefits paid to participants$2,638,841
Plan auditUnmodified (clean) audit opinion
AuditorCITRIN COOPERMAN & COMPANY
Plan history3
Yearassets · accounts · employer contribution
2024$24.3M · 157 accts · $662K emplr
2023$22.0M · 162 accts · $702K emplr
2022$18.6M · 164 accts · $646K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,635
Investment management$7,498
Total administrative$10,613
The Cauldwell Wingate Company, LLC 401(k) match · 2024
Employer contribution per active participant$7,357
Median for plans this size$2,416
2024$7,357 per active participant
2023$6,682 per active participant
2022$5,172 per active participant

Cauldwell Wingate Company, LLC's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
VOYA RETIREMENT ADVISORS, LLC · Investment advisory (participants)$5,413
ASSOCIATED PENSION CONSULTANTS, INC · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$10,613 · 0.05%
2023$8,142 · 0.04%
2022$3,542 · 0.02%
Same employer
Similar plansConstruction · New York
Hayner Hoyt Corporation NY$23.1M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 134196323 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.