Plan Ledger DOL Form 5500 · updated monthly

Ch Emmaus 401(K) Retirement Savings Plan401(k)

CH EMMAUS 401(K) RETIREMENT SAVINGS PLAN · BUFFALO, NY · plan year 2024

Reported admin expense ratio · 2024
0.03%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Ch Emmaus 401(K) Retirement Savings Plan reported $1,534 in plan administrative expenses for 2024: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $762 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.028% to 0.025%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in New York (3,917th of 5,648), and 6,457th of 11,911 in health care & social assistance. In 2024, employees put in $2.40 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,989,734
Participants with balances195
Active participants213
Employer contributions$162,387
Employee contributions$389,443
Employer contribution per active participant$762
Average account balance$40,973
Benefits paid to participants$1,618,531
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$8.0M · 195 accts · $162K emplr
2023$4.2M · 102 accts · $117K emplr
2022$3.9M · 135 accts · $131K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$794
Investment management$740
Total administrative$1,534
The Ch Emmaus 401(K) Retirement Savings Plan 401(k) match · 2024
Employer contribution per active participant$762
Median for plans this size$1,313
2024$762 per active participant
2023$1,084 per active participant
2022$632 per active participant

Ch Emmaus 401(K) Retirement Savings Plan's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$794

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$1,534 · 0.03%
2023$1,362 · 0.03%
2022$698 · 0.03%
Similar plansHealth Care & Social Assistance · New York
Venture Together, Inc. NY$7.8M · 0.69%

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Source: U.S. Department of Labor, Form 5500 series, EIN 821852345 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.