Plan Ledger DOL Form 5500 · updated monthly

Catalyst Corporate Federal Credit Union401(k)

CATALYST CORPORATE FEDERAL CREDIT UNION 401(K)/ PROFIT SHARING PLAN AND TRUST · PLANO, TX · plan year 2025

Reported admin expense ratio · 2025
0.00%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Catalyst Corporate Federal Credit Union reported $2,732 in plan administrative expenses for 2025: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $11,625 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.02% to 0.00%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other finance & insurance employers. By assets it is the 722nd-largest of 5,688 plans among Texas employers on file, and the 1,124th of 4,798 in finance & insurance. In 2025, the employer put in $1.08 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$85,555,356
Participants with balances279
Active participants216
Employer contributions$2,510,892
Employee contributions$2,324,667
Employer contribution per active participant$11,625
Average account balance$306,650
Benefits paid to participants$9,344,329
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$85.6M · 279 accts · $2.5M emplr
2024$78.9M · 276 accts · $2.4M emplr
2023$68.3M · 272 accts · $2.0M emplr
2022$56.9M · 259 accts · $1.4M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$935
Audit (IQPA)$1,797
Total administrative$2,732
The Catalyst Corporate Federal Credit Union 401(k) match · 2025
Employer contribution per active participant$11,625
Median for plans this size$4,093
2025$11,625 per active participant
2024$11,270 per active participant
2023$9,557 per active participant
2022$7,186 per active participant

Catalyst Corporate Federal Credit Union's 2025 employer contribution ran above the $4,093 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
DOEREN MAYHEW & CO., P.C. · Accounting / audit$1,797
JPMORGAN INVEST HOLDINGS LLC$935

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$2,732 · 0.00%
2024$995 · 0.00%
2023$15,328 · 0.02%
2022$14,590 · 0.02%
Same employer
Similar plansFinance & Insurance · Texas
Verabank, Inc. TX$88.7M · 0.15%
Nexpoint Advisors, LP TX$88.1M · 0.10%
Exeter Finance LLC TX$86.3M · 0.16%
Veritex Community Bank TX$84.0M · 0.04%
Southside Bancshares, Inc. TX$82.0M · 0.11%
Apex Fintech Services LLC TX$79.8M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 580501985 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.