Plan Ledger DOL Form 5500 · updated monthly

Cartamundi East Longmeadow LLC401(k)

CARTAMUNDI NORTH AMERICA 401(K) PLAN · EAST LONGMEADOW, MA · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Cartamundi East Longmeadow LLC reported $38,158 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,394 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.07% to 0.05%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other manufacturing employers. By assets it is the 504th-largest of 2,726 plans among Massachusetts employers on file, and the 2,279th of 13,661 in manufacturing. In 2024, employees put in $1.37 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$77,912,791
Participants with balances1,157
Active participants978
Employer contributions$3,319,600
Employee contributions$4,544,916
Employer contribution per active participant$3,394
Average account balance$67,340
Benefits paid to participants$7,767,382
Plan auditUnmodified (clean) audit opinion
AuditorFOXBYRD
Plan history3
Yearassets · accounts · employer contribution
2024$77.9M · 1,157 accts · $3.3M emplr
2023$67.0M · 913 accts · $3.1M emplr
2022$56.8M · 913 accts · $3.1M emplr
Administrative expenses, itemized · 2024
Investment management$43,019
Audit (IQPA)$24,000
Total administrative$38,158
The Cartamundi East Longmeadow LLC 401(k) match · 2024
Employer contribution per active participant$3,394
Median for plans this size$3,635
2024$3,394 per active participant
2023$3,480 per active participant
2022$3,305 per active participant

Cartamundi East Longmeadow LLC's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
USI ADVISORS INC · Investment advisory (plan)$29,575
FOX BYRD & COMPANY PC · Accounting / audit$24,000
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$13,443
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processingindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$38,158 · 0.05%
2023$55,349 · 0.09%
2022$35,583 · 0.07%
Same employer
Similar plansManufacturing · Massachusetts
Orsted North America Inc. MA$86.8M · 0.22%
Repligen Corporation MA$86.6M · 0.02%
Continental Resources, Inc. MA$86.3M · 0.12%
Neles USA Inc. MA$79.0M · 0.09%
Servier Pharmaceuticals LLC MA$72.0M · 0.22%
Gold Medal Bakery, Inc. MA$71.2M · 0.02%
Blount Fine Foods MA$71.0M · 0.36%

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Source: U.S. Department of Labor, Form 5500 series, EIN 474232142 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.