Plan Ledger DOL Form 5500 · updated monthly

Nrrm, LLC401(k)

CARSHIELD 401(K) PROFIT SHARING PLAN · ST. PETERS, MO · plan year 2023

Reported admin expense ratio · 2023
1.67%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Nrrm, LLC reported $62,359 in plan administrative expenses for 2023: 1.67% of average plan assets, higher than ~90% of peers. Employer contributions averaged $162 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio has held roughly steady near 1.67%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Missouri (1,105th of 1,393), and 4,472nd of 4,798 in finance & insurance. In 2023, employees put in $7.46 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,619,694
Participants with balances250
Active participants1,065
Employer contributions$172,559
Employee contributions$1,287,663
Employer contribution per active participant$162
Average account balance$18,479
Benefits paid to participants$428,372
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$4.6M · 250 accts · $173K emplr
2022$2.8M · 261 accts · $143K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$62,359
Total administrative$62,359
The Nrrm, LLC 401(k) match · 2023
Employer contribution per active participant$162
Median for plans this size$1,308
2023$162 per active participant
2022$159 per active participant

Nrrm, LLC's 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20234
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator$57,192
RETIREMENT PLAN ASSOCIATES, INC. · Contract administrator · Other services$5,170
RESOURCES INVESTMENT ADVISORS · Investment advisory (plan)indirect comp
WILSHIRE ASSOCIATES INCORPORATED · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$62,359 · 1.67%
2022$45,290 · 1.75%
Same employer
Similar plansFinance & Insurance · Missouri
Paramount Bank MO$7.2M · 0.67%
Epl II, LLC MO$3.0M · 1.23%
Bison State Bank MO$2.8M · 0.32%
Unico Bank MO$2.5M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 271560194 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.