Plan Ledger DOL Form 5500 · updated monthly

Carnegie Learning, Inc.401(k)

CARNEGIE LEARNING, INC. 401(K) PLAN · PITTSBURGH, PA · plan year 2025

Reported admin expense ratio · 2025
0.32%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Carnegie Learning, Inc. reported $131,373 in plan administrative expenses for 2025: 0.32% of average plan assets, above the peer median. Employer contributions averaged $1,413 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.32%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other information & media employers. By assets it is the 898th-largest of 3,651 plans among Pennsylvania employers on file, and the 588th of 2,199 in information & media. In 2025, employees put in $5.80 for every $1.00 the employer contributed; active participation has shrunk from 704 to 454 since 2022.

Plan summary
Net assets, end of year$43,017,764
Participants with balances470
Active participants454
Employer contributions$641,551
Employee contributions$3,721,110
Employer contribution per active participant$1,413
Average account balance$91,527
Benefits paid to participants$6,173,855
Plan auditUnmodified (clean) audit opinion
AuditorBENEFIT AUDIT GROUP, LLC
Plan history4
Yearassets · accounts · employer contribution
2025$43.0M · 470 accts · $642K emplr
2024$38.0M · 510 accts · $617K emplr
2023$33.5M · 504 accts · $524K emplr
2022$25.2M · 459 accts · $360K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$56,423
Investment management$74,950
Total administrative$131,373
The Carnegie Learning, Inc. 401(k) match · 2025
Employer contribution per active participant$1,413
Median for plans this size$2,666
2025$1,413 per active participant
2024$1,071 per active participant
2023$895 per active participant
2022$511 per active participant

Carnegie Learning, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
JOHN HANCOCK · Recordkeeping · Investment management$61,577
KESTRA · Investment advisory (plan)$57,205
FOREST CAPITAL MANAGEMENT · Investment advisory (plan)$12,591

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$131,373 · 0.32%
2024$124,272 · 0.35%
2023$98,565 · 0.34%
2022$89,639 · 0.34%
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 251805640 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.