Plan Ledger DOL Form 5500 · updated monthly

Carestl HealthDC plan

403(B) THRIFT PLAN OF CARESTL HEALTH · ST. LOUIS, MO · plan year 2024

Reported admin expense ratio · 2024
0.03%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Carestl Health reported $3,526 in plan administrative expenses for 2024: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,052 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 5 years on file its reported administrative ratio fell from 0.05% to 0.03%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Missouri (810th of 1,393), and the 5,423rd of 11,911 in health care & social assistance. In 2024, employees put in $1.99 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$11,024,582
Participants with balances386
Active participants270
Employer contributions$284,040
Employee contributions$564,043
Employer contribution per active participant$1,052
Average account balance$28,561
Benefits paid to participants$2,269,880
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$11.0M · 386 accts · $284K emplr
2023$10.8M · 377 accts · $327K emplr
2019$7.2M · 351 accts · $317K emplr
Employer contributions to the Carestl Health plan · 2024
Employer contribution per active participant$1,052
Median for plans this size$2,416
2024$1,052 per active participant
2023$1,356 per active participant
2019$1,273 per active participant

Carestl Health's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MUTUAL OF AMERICA INVESTMENT CORP · Claims processing · Recordkeeping$5,148

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$3,526 · 0.03%
2023$1,571 · 0.02%
2019$3,181 · 0.05%
Same employer
Similar plansHealth Care & Social Assistance · Missouri
Rhg Consolidated, LLC MO$11.2M · 1.01%
Systems, LLC MO$11.2M · 1.91%
Tutera Group Inc. MO$11.2M · 0.78%
Community Counseling Center MO$11.1M · 1.30%
Soh Dental LLC MO$10.3M · 0.63%

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Source: U.S. Department of Labor, Form 5500 series, EIN 430917230 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.