Plan Ledger DOL Form 5500 · updated monthly

Cardlytics, Inc.401(k)

CARDLYTICS 401(K) PLAN · ATLANTA, GA · plan year 2024

Reported admin expense ratio · 2024
0.22%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Cardlytics, Inc. reported $95,808 in plan administrative expenses for 2024: 0.22% of average plan assets, below the peer median. Employer contributions averaged $2,306 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.19% to 0.22%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 480th-largest of 2,160 plans among Georgia employers on file, and the 2,841st of 11,654 in professional & technical services. In 2024, employees put in $6.60 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$48,168,783
Participants with balances648
Active participants423
Employer contributions$975,292
Employee contributions$6,433,044
Employer contribution per active participant$2,306
Average account balance$74,335
Benefits paid to participants$5,875,119
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$48.2M · 648 accts · $975K emplr
2023$38.7M · 634 accts · $1.3M emplr
2022$26.8M · 591 accts · $1.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$60,213
Investment management$35,595
Total administrative$95,808
The Cardlytics, Inc. 401(k) match · 2024
Employer contribution per active participant$2,306
Median for plans this size$2,416
2024$2,306 per active participant
2023$3,294 per active participant
2022$4,075 per active participant

Cardlytics, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ONEDIGITAL TOPCO LLC · Investment advisory (plan)$27,000
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$8,595

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$95,808 · 0.22%
2023$46,848 · 0.14%
2022$50,778 · 0.19%
Same employer
Similar plansProfessional & Technical Services · Georgia
Niit (USA), Inc. GA$48.5M · 0.24%
Symphona LLP GA$48.5M · 0.49%
Greensky LLC GA$47.7M · 0.42%
Windham Brannon, LLC GA$45.7M · 0.09%
Guided by Good GA$43.0M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 263039436 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.