Plan Ledger DOL Form 5500 · updated monthly

Capitol Group, Inc.401(k)

THE CAPITOL GROUP, INC. 401(K) PLAN · SPRINGFIELD, IL · plan year 2025

Reported admin expense ratio · 2025
0.70%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Capitol Group, Inc. reported $85,629 in plan administrative expenses for 2025: 0.70% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,912 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.17% to 0.70%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Illinois (2,101st of 3,702), and 2,508th of 4,246 in wholesale trade. In 2025, employees put in $1.78 for every $1.00 the employer contributed; active participation has grown from 136 to 156 since 2022.

Plan summary
Net assets, end of year$13,604,555
Participants with balances183
Active participants156
Employer contributions$454,273
Employee contributions$808,640
Employer contribution per active participant$2,912
Average account balance$74,342
Benefits paid to participants$1,175,867
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$13.6M · 183 accts · $454K emplr
2024$11.0M · 160 accts · $387K emplr
2023$10.3M · 147 accts · $334K emplr
2022$7.1M · 126 accts · $247K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$53,599
Audit (IQPA)$32,030
Total administrative$85,629
The Capitol Group, Inc. 401(k) match · 2025
Employer contribution per active participant$2,912
Median for plans this size$2,666
2025$2,912 per active participant
2024$2,723 per active participant
2023$2,457 per active participant
2022$1,815 per active participant

Capitol Group, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$53,599
SIKICH CPA LLC · Accounting / audit$32,032
S B H U LIFE AGENCY INC · Other servicesindirect comp
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$85,629 · 0.70%
2024$56,137 · 0.53%
2023$48,313 · 0.55%
2022$13,008 · 0.17%
Same employer
Similar plansWholesale Trade · Illinois
Morgan Distributing, Inc. IL$14.8M · 0.58%
Woodland Foods, LTD IL$14.6M · 0.36%
Banner Solutions IL$13.8M · 0.39%
McCann Industries, Inc. IL$13.1M · 0.67%
Roevolution 226, LLC IL$13.0M · 0.05%
The Will Group, Inc. IL$12.9M · 0.55%

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Source: U.S. Department of Labor, Form 5500 series, EIN 370724142 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.