Plan Ledger DOL Form 5500 · updated monthly

Capital Lumber Company401(k)

CAPITAL LUMBER COMPANY 401(K) PLAN · PHOENIX, AZ · plan year 2024

Reported admin expense ratio · 2024
0.33%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Capital Lumber Company reported $147,736 in plan administrative expenses for 2024: 0.33% of average plan assets, above the peer median. Employer contributions averaged $2,350 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.33%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is the 200th-largest of 1,285 plans among Arizona employers on file, and the 843rd of 4,246 in wholesale trade. In 2024, employees put in $3.16 for every $1.00 the employer contributed; active participation has grown from 376 to 416 since 2022.

Plan summary
Net assets, end of year$48,801,856
Participants with balances492
Active participants416
Employer contributions$977,468
Employee contributions$3,093,280
Employer contribution per active participant$2,350
Average account balance$99,191
Benefits paid to participants$2,990,762
Plan auditUnmodified (clean) audit opinion
AuditorBARRY & MOORE CPAS, PLC
Plan history3
Yearassets · accounts · employer contribution
2024$48.8M · 492 accts · $977K emplr
2023$41.9M · 475 accts · $978K emplr
2022$33.4M · 457 accts · $944K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$147,736
Total administrative$147,736
The Capital Lumber Company 401(k) match · 2024
Employer contribution per active participant$2,350
Median for plans this size$2,416
2024$2,350 per active participant
2023$2,457 per active participant
2022$2,510 per active participant

Capital Lumber Company's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$147,736
SAGEVIEW ADVISORY CONSULTING GROUP · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$147,736 · 0.33%
2023$127,050 · 0.34%
2022$112,010 · 0.32%
Same employer
Similar plansWholesale Trade · Arizona
Climatec, LLC AZ$118.4M · 0.12%
Hensley & Company AZ$78.4M · 0.03%
Arizona Tile, L.L.C. AZ$53.9M · 0.16%
Varitec Solutions LLC AZ$28.4M · 0.11%
Awp, Inc. AZ$26.4M · 2.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 860084551 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.