Plan Ledger DOL Form 5500 · updated monthly

Capital Blue Cross401(k)

CAPITAL BLUE CROSS EMPLOYEE SAVINGS PLAN · HARRISBURG, PA · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Capital Blue Cross reported $78,194 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $6,115 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.020% to 0.016%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other finance & insurance employers. By assets it is the 150th-largest of 3,651 plans among Pennsylvania employers on file, and the 307th of 4,798 in finance & insurance. In 2024, employees put in $1.26 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$507,787,761
Participants with balances2,874
Active participants2,240
Employer contributions$13,698,055
Employee contributions$17,298,458
Employer contribution per active participant$6,115
Average account balance$176,683
Benefits paid to participants$43,386,778
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$507.8M · 2,874 accts · $13.7M emplr
2023$454.0M · 2,852 accts · $13.0M emplr
2022$380.2M · 2,855 accts · $12.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$78,194
Total administrative$78,194
The Capital Blue Cross 401(k) match · 2024
Employer contribution per active participant$6,115
Median for plans this size$4,294
2024$6,115 per active participant
2023$5,763 per active participant
2022$5,528 per active participant

Capital Blue Cross's 2024 employer contribution ran above the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
BLACKROCK ADVISORS, LLC · Investment managementindirect comp
DIMENSIONAL FUND ADVISORS LP · Investment managementindirect comp
INVESCO ADVISERS, INC. · Investment managementindirect comp
JANUS HENDERSON INVESTORS US LLC · Investment managementindirect comp
VICTORY CAPITAL MANAGEMENT INC. · Investment managementindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$78,194 · 0.02%
2023$85,954 · 0.02%
2022$82,510 · 0.02%
Same employer
Similar plansFinance & Insurance · Pennsylvania
Federated Hermes, Inc. PA$693.5M · 0.04%
Fulton Financial Corporation PA$639.8M · 0.04%
Ascensus, LLC. PA$621.8M · 0.00%
F.N.B. Corporation PA$603.2M · 0.07%
Radian Group, Inc. PA$333.1M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 230455154 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.