Plan Ledger DOL Form 5500 · updated monthly

Cape Cod Lumber Co., Inc.401(k)

CAPE COD LUMBER CO., INC. 401(K) PLAN · ABINGTON, MA · plan year 2023

Reported admin expense ratio · 2023
0.32%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Cape Cod Lumber Co., Inc. reported $96,798 in plan administrative expenses for 2023: 0.32% of average plan assets, above the peer median. Employer contributions averaged $2,753 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.36% to 0.29%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other wholesale trade employers. By assets it is the 956th-largest of 2,726 plans among Massachusetts employers on file, and the 1,277th of 4,246 in wholesale trade. In 2023, employees put in $2.74 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$32,330,322
Participants with balances132
Active participants96
Employer contributions$264,332
Employee contributions$723,685
Employer contribution per active participant$2,753
Average account balance$244,927
Benefits paid to participants$2,550,740
Plan auditUnmodified (clean) audit opinion
AuditorCITRIN COOPERMAN & CO., LLP
Plan history3
Yearassets · accounts · employer contribution
2024$32.1M · 131 accts · $253K emplr
2023$32.3M · 132 accts · $264K emplr
2022$28.3M · 136 accts · $265K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$44,286
Investment management$52,512
Total administrative$96,798
The Cape Cod Lumber Co., Inc. 401(k) match · 2023
Employer contribution per active participant$2,753
Median for plans this size$2,440
2024$2,609 per active participant
2023$2,753 per active participant
2022$2,570 per active participant

Cape Cod Lumber Co., Inc.'s 2023 employer contribution ran above the $2,440 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20233
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$44,282
LINCOLN INVESTMENT PLANNING INC. · Investment advisory (plan)$52,512
CHARLES SCHWAB TRUST BANK · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$92,241 · 0.29%
2023$96,798 · 0.32%
2022$113,416 · 0.36%
Same employer
Similar plansWholesale Trade · Massachusetts
Boch Enterprises MA$42.3M · 0.30%
Lbd Parent Holdings LLC MA$37.5M · 0.36%
Burke Distributing Co. LLC MA$35.1M · 0.13%
Source Code Holdings LLC MA$34.7M · 0.06%
The Portland Group MA$29.4M · 0.09%
The Dodge Company, Inc. MA$27.7M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042272126 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.