Plan Ledger DOL Form 5500 · updated monthly

Cape Atlantic Ink Inc401(k)

CAPE ATLANTIC INK INC 401(K) PROFIT SHARING PLAN & TRUST · MAYS LANDING, NJ · plan year 2025

Reported admin expense ratio · 2025
0.51%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Cape Atlantic Ink Inc reported $42,185 in plan administrative expenses for 2025: 0.51% of average plan assets, below the peer median. Employer contributions averaged $2,399 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.61% to 0.51%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in New Jersey (1,590th of 2,419), and 6,080th of 11,911 in health care & social assistance. In 2025, employees put in $1.28 for every $1.00 the employer contributed; active participation has grown from 110 to 130 since 2022.

Plan summary
Net assets, end of year$8,936,219
Participants with balances128
Active participants130
Employer contributions$311,828
Employee contributions$399,674
Employer contribution per active participant$2,399
Average account balance$69,814
Benefits paid to participants$579,384
Plan auditUnmodified (clean) audit opinion
AuditorBDG-CPAS
Plan history4
Yearassets · accounts · employer contribution
2025$8.9M · 128 accts · $312K emplr
2024$7.5M · 126 accts · $279K emplr
2023$6.2M · 116 accts · $244K emplr
2022$4.9M · 114 accts · $237K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$19,189
Investment management$22,136
Trustee / custodial$860
Total administrative$42,185
The Cape Atlantic Ink Inc 401(k) match · 2025
Employer contribution per active participant$2,399
Median for plans this size$1,464
2025$2,399 per active participant
2024$2,181 per active participant
2023$1,967 per active participant
2022$2,158 per active participant

Cape Atlantic Ink Inc's 2025 employer contribution ran above the $1,464 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
PAYCHEX, INC. · Recordkeeping$16,448
LINCOLN INVESTMENT · Investment advisory (participants)$22,136

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Paychex
2024Paychex
2023Paychex

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$42,185 · 0.51%
2024$33,261 · 0.49%
2023$14,943 · 0.27%
2022$32,254 · 0.61%
Similar plansHealth Care & Social Assistance · New Jersey
The Arc of Monmouth, Inc. NJ$8.7M · 0.02%
Heath Village NJ$8.6M · 0.55%

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Source: U.S. Department of Labor, Form 5500 series, EIN 223843135 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.