Plan Ledger DOL Form 5500 · updated monthly

Cap America, Inc.401(k)

CAP AMERICA, INC. RETIREMENT SAVINGS PLAN · FREDRICKTOWN, MO · plan year 2024

Reported admin expense ratio · 2024
1.16%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Cap America, Inc. reported $66,360 in plan administrative expenses for 2024: 1.16% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,331 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 1.09% to 1.16%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Missouri (1,008th of 1,393), and 10,469th of 13,661 in manufacturing. In 2024, employees put in $2.01 for every $1.00 the employer contributed; active participation has grown from 238 to 269 since 2022.

Plan summary
Net assets, end of year$6,416,023
Participants with balances207
Active participants269
Employer contributions$358,093
Employee contributions$720,367
Employer contribution per active participant$1,331
Average account balance$30,995
Benefits paid to participants$374,602
Plan auditUnmodified (clean) audit opinion
AuditorMALONEY, WRIGHT & ROINS, CPAS
Plan history3
Yearassets · accounts · employer contribution
2024$6.4M · 207 accts · $358K emplr
2023$5.1M · 218 accts · $307K emplr
2022$4.1M · 179 accts · $247K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$66,360
Total administrative$66,360
The Cap America, Inc. 401(k) match · 2024
Employer contribution per active participant$1,331
Median for plans this size$1,313
2024$1,331 per active participant
2023$1,070 per active participant
2022$1,039 per active participant

Cap America, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$3,806
WILSHIRE ASSOCIATES INC. · Investment advisory (participants)$1,150

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$66,360 · 1.16%
2023$53,859 · 1.18%
2022$48,369 · 1.09%
Same employer
Similar plansManufacturing · Missouri
Schattdecor Inc. MO$6.8M · 0.66%
Western Forms, Inc. MO$6.5M · 0.53%
Supply Logic, LLC MO$6.3M · 0.39%
Walker Products Inc. MO$6.3M · 0.43%
Otscon Inc. MO$6.3M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431382610 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.