Plan Ledger DOL Form 5500 · updated monthly

Cambridge Systematics, Inc401(k)

CAMBRIDGE SYSTEMATICS, INC. 401(K) PLAN · MEDFORD, MA · plan year 2024

Reported admin expense ratio · 2024
0.04%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Cambridge Systematics, Inc reported $34,701 in plan administrative expenses for 2024: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,318 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.06% to 0.04%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other professional & technical services employers. By assets it is the 488th-largest of 2,726 plans among Massachusetts employers on file, and the 1,794th of 11,654 in professional & technical services. In 2024, employees put in $3.76 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$81,731,211
Participants with balances387
Active participants247
Employer contributions$819,460
Employee contributions$3,080,234
Employer contribution per active participant$3,318
Average account balance$211,192
Benefits paid to participants$12,904,911
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$81.7M · 387 accts · $819K emplr
2023$76.9M · 383 accts · $740K emplr
2022$67.8M · 380 accts · $722K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$24,872
Investment management$9,530
Total administrative$34,701
The Cambridge Systematics, Inc 401(k) match · 2024
Employer contribution per active participant$3,318
Median for plans this size$3,635
2024$3,318 per active participant
2023$3,135 per active participant
2022$3,138 per active participant

Cambridge Systematics, Inc's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$25,022
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$9,530

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$34,701 · 0.04%
2023$44,648 · 0.06%
2022Not separately reported
Same employer
Similar plansProfessional & Technical Services · Massachusetts
Bluebird Bio, Inc. MA$82.6M · 0.16%
Immunogen, Inc. MA$81.8M · 0.02%
Sage Therapeutics, Inc. MA$79.9M · 0.12%
Trinity Partners, LLC MA$79.7M · 0.15%
Acquia, Inc. MA$79.5M · 0.23%
Ada Forsyth Institute, Inc. MA$78.9M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042505095 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.