Plan Ledger DOL Form 5500 · updated monthly

Cambridge International Systems401(k)

CAMBRIDGE INTERNATIONAL SYSTEMS, INC. 401(K) PLAN · ARLINGTON, VA · plan year 2024

Reported admin expense ratio · 2024
0.25%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Cambridge International Systems reported $54,265 in plan administrative expenses for 2024: 0.25% of average plan assets, below the peer median. Employer contributions averaged $4,162 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.30% to 0.25%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 932nd-largest of 2,266 plans among Virginia employers on file, and the 1,889th of 5,337 in construction. In 2024, employees put in $2.37 for every $1.00 the employer contributed; active participation has shrunk from 198 to 146 since 2022.

Plan summary
Net assets, end of year$22,044,208
Participants with balances211
Active participants146
Employer contributions$607,606
Employee contributions$1,439,279
Employer contribution per active participant$4,162
Average account balance$104,475
Benefits paid to participants$3,144,544
Plan auditUnmodified (clean) audit opinion
AuditorHLB GRAVIER, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$22.0M · 211 accts · $608K emplr
2023$21.5M · 245 accts · $702K emplr
2022$17.5M · 246 accts · $656K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$29,248
Investment management$25,017
Total administrative$54,265
The Cambridge International Systems 401(k) match · 2024
Employer contribution per active participant$4,162
Median for plans this size$2,416
2024$4,162 per active participant
2023$3,732 per active participant
2022$3,312 per active participant

Cambridge International Systems's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ADP, INC. · Loan processing · Recordkeeping$29,248
THE CAPITAL GROUP INVESTMENT ADVISO · Investment advisory (participants) · Investment advisory (plan)$25,017

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP
2023ADP, THE CAPITAL GROUP

This plan has changed recordkeepers within these filings. If you left Cambridge International Systems before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$54,265 · 0.25%
2023$56,060 · 0.29%
2022$58,366 · 0.30%
Similar plansConstruction · Virginia
C. J. Coakley Co., Inc. VA$25.3M · 0.73%
Slurry Pavers, Inc. VA$22.6M · 0.03%
Cranemasters Inc VA$22.5M · 0.48%
F.G. Pruitt, Inc. VA$18.0M · 0.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 541738975 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.