Plan Ledger DOL Form 5500 · updated monthly

Cambridge Health Alliance Physicians Organization, Inc.403(b)

CAMBRIDGE HEALTH ALLIANCE PHYSICIANS ORGANIZATION 403B PLAN · MALDEN, MA · plan year 2025

Reported admin expense ratio · 2025
0.02%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Cambridge Health Alliance Physicians Organization, Inc. reported $44,048 in plan administrative expenses for 2025: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $7,597 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.09% to 0.02%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 190th-largest of 2,726 plans among Massachusetts employers on file, and the 522nd of 11,911 in health care & social assistance. In 2025, employees put in $2.16 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$276,604,248
Participants with balances1,027
Active participants596
Employer contributions$4,527,787
Employee contributions$9,788,745
Employer contribution per active participant$7,597
Average account balance$269,332
Benefits paid to participants$23,379,787
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$276.6M · 1,027 accts · $4.5M emplr
2024$245.2M · 1,127 accts · $4.2M emplr
2023$231.9M · 1,149 accts · $3.9M emplr
2022$193.8M · 1,106 accts · $3.7M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$8,146
Investment management$20,302
Audit (IQPA)$15,600
Total administrative$44,048
Employer contributions to the Cambridge Health Alliance Physicians Organization, Inc. plan · 2025
Employer contribution per active participant$7,597
Median for plans this size$4,295
2025$7,597 per active participant
2024$7,492 per active participant
2023$6,371 per active participant
2022$5,623 per active participant

Cambridge Health Alliance Physicians Organization, Inc.'s 2025 employer contribution ran above the $4,295 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20255
TRANSAMERICA RETIREMENT SOLUTIONS · Claims processing · Recordkeeping$8,146
SAGEVIEW ADVISORY GROUP · Consulting · Insurance services$19,328
CARON & BLETZER, PLLC · Accounting / audit$15,600
CHARLES SCHWAB & CO, INC. · Securities brokerage$710
NATIONAL FINANCIAL SERVICES · Securities brokerageindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Transamerica
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$44,048 · 0.02%
2024$46,699 · 0.02%
2023$58,270 · 0.03%
2022$190,067 · 0.09%
Similar plansHealth Care & Social Assistance · Massachusetts
Cha General Services, Inc. MA$411.5M · 0.04%
Foundation Medicine, Inc. MA$241.6M · 0.03%
Winchester Hospital MA$236.6M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 043167608 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.