Plan Ledger DOL Form 5500 · updated monthly

Cambridge Engineering, Inc.401(k)

CAMBRIDGE AIR SOLUTIONS EMPLOYEES 401(K) PROFIT SHARING PLAN · CHESTERFIELD, MO · plan year 2023

Reported admin expense ratio · 2023
0.44%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Cambridge Engineering, Inc. reported $76,713 in plan administrative expenses for 2023: 0.44% of average plan assets, above the peer median. Employer contributions averaged $1,548 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.45%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other professional & technical services employers. By assets it is the 609th-largest of 1,393 plans among Missouri employers on file, and the 5,638th of 11,654 in professional & technical services. In 2023, employees put in $3.37 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$19,559,392
Participants with balances172
Active participants205
Employer contributions$317,297
Employee contributions$1,068,424
Employer contribution per active participant$1,548
Average account balance$113,717
Benefits paid to participants$299,557
Plan auditUnmodified (clean) audit opinion
AuditorUHY LLP
Plan history3
Yearassets · accounts · employer contribution
2024$18.6M · 150 accts · $128K emplr
2023$19.6M · 172 accts · $317K emplr
2022$15.6M · 143 accts · $268K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$39,516
Investment management$37,197
Total administrative$76,713
The Cambridge Engineering, Inc. 401(k) match · 2023
Employer contribution per active participant$1,548
Median for plans this size$2,440
2024$781 per active participant
2023$1,548 per active participant
2022$1,404 per active participant

Cambridge Engineering, Inc.'s 2023 employer contribution ran below the $2,440 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20234
EPIC RETIREMENT PLAN SERVICES · Recordkeeping · Loan processing$39,516
MONETA GROUP LLC · Investment advisory (plan)$37,197
CHARLES SCHWAB TRUST BANK · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024EPIC RPS
2023EPIC RPS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$85,519 · 0.45%
2023$76,713 · 0.44%
2022$78,658 · 0.46%
Same employer
Similar plansProfessional & Technical Services · Missouri
Horner & Shifrin, Inc MO$20.3M · 0.00%
The McClure Corporation MO$19.6M · 0.40%
Object Computing, Inc. MO$19.6M · 0.22%
Exegy Incorporated MO$19.3M · 0.43%
Fishtech Group, LLC MO$18.5M · 0.80%
Perfect Health, Inc. MO$18.0M · 0.62%

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Source: U.S. Department of Labor, Form 5500 series, EIN 430794560 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.