Plan Ledger DOL Form 5500 · updated monthly

Calm.com Inc.401(k)

CALM.COM, INC. 401(K) PLAN · SAN FRANCISCO, CA · plan year 2025

Reported admin expense ratio · 2025
0.05%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Calm.com Inc. reported $18,471 in plan administrative expenses for 2025: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.07% to 0.05%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is the 2,209th-largest of 9,483 plans among California employers on file, and the 3,404th of 11,654 in professional & technical services. active participation has shrunk from 334 to 273 since 2022.

Plan summary
Net assets, end of year$38,539,884
Participants with balances473
Active participants273
Employer contributions$0
Employee contributions$5,149,754
Employer contribution per active participant$0
Average account balance$81,480
Benefits paid to participants$2,694,533
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$38.5M · 473 accts
2024$29.0M · 455 accts
2023$21.9M · 455 accts
2022$13.1M · 316 accts
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$18,471
Total administrative$18,471
The Calm.com Inc. 401(k) match · 2025
Employer contribution per active participant$0
Median for plans this size$2,666

Calm.com Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$18,471

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$18,471 · 0.05%
2024$20,201 · 0.08%
2023$12,875 · 0.07%
2022$7,031 · 0.07%
Same employer
Similar plansProfessional & Technical Services · California
Delphix Corp. CA$38.9M · 0.09%
Dokken Engineering CA$38.9M · 0.20%
Vector Resources, Inc. CA$38.8M · 0.27%
Wrns Studio CA$38.8M · 0.18%
Kairos Power LLC CA$38.4M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 455293119 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.