Plan Ledger DOL Form 5500 · updated monthly

Callaway Gardens Resort, Inc.401(k)

CALLAWAY GARDENS RESORT, INC. RETIREMENT SAVINGS AND INVESTMENT PLAN · PINE MOUNTAIN, GA · plan year 2022

Reported admin expense ratio · 2022
1.08%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Callaway Gardens Resort, Inc. reported $32,418 in plan administrative expenses for 2022: 1.08% of average plan assets, higher than ~75% of peers. Employer contributions averaged $61 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 1.08% to 0.05%. The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in Georgia (1,933rd of 2,160), and 1,418th of 2,240 in accommodation & food services. In 2022, employees put in $9.40 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,105,080
Participants with balances149
Active participants392
Employer contributions$23,770
Employee contributions$223,366
Employer contribution per active participant$61
Average account balance$14,128
Benefits paid to participants$1,457,741
Plan auditUnmodified (clean) audit opinion
AuditorDOUGHERTY MCKINNON & LUBY
Plan history2
Yearassets · accounts · employer contribution
2023$845K · 128 accts
2022$2.1M · 149 accts · $24K emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$32,418
Total administrative$32,418
The Callaway Gardens Resort, Inc. 401(k) match · 2022
Employer contribution per active participant$61
Median for plans this size$1,114

Callaway Gardens Resort, Inc.'s 2022 employer contribution ran below the $1,114 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2023$687 · 0.05%
2022$32,418 · 1.08%
Similar plansAccommodation & Food Services · Georgia
Krystal Restaurants LLC GA$2.8M · 1.77%
Bold American Food, LLC GA$2.2M · 0.48%
Futren Corporation GA$2.0M · 0.06%
755 Restaurant Corp. GA$1.9M · 0.07%
Augusta Riverfront, LLC GA$1.8M · 0.15%
Tm Restaurant Group, LLC GA$1.8M · 0.14%

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Source: U.S. Department of Labor, Form 5500 series, EIN 580708272 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.