Plan Ledger DOL Form 5500 · updated monthly

California Rural Legal Assistance, Inc.401(k)

CALIFORNIA RURAL LEGAL ASSISTANCE, INC. 401(K) RETIREMENT SAVINGS PLAN · MODESTO, CA · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

California Rural Legal Assistance, Inc. reported $6,941 in plan administrative expenses for 2024: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,047 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.07% to 0.06%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in California (4,864th of 9,483), and 7,223rd of 11,654 in professional & technical services. In 2024, employees put in $2.13 for every $1.00 the employer contributed; active participation has grown from 190 to 231 since 2022.

Plan summary
Net assets, end of year$12,551,810
Participants with balances234
Active participants231
Employer contributions$472,943
Employee contributions$1,007,304
Employer contribution per active participant$2,047
Average account balance$53,640
Benefits paid to participants$1,227,827
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$12.6M · 234 accts · $473K emplr
2023$11.3M · 218 accts · $377K emplr
2022$9.4M · 198 accts · $336K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$6,941
Total administrative$6,941
The California Rural Legal Assistance, Inc. 401(k) match · 2024
Employer contribution per active participant$2,047
Median for plans this size$2,416
2024$2,047 per active participant
2023$1,699 per active participant
2022$1,770 per active participant

California Rural Legal Assistance, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ALLIANCE PENSION CONSULTANTS, LLC · Recordkeeping · Pension consultingindirect comp
CHARLES TRUST SCHWAB BANK · Custodial · Custodial (securities)indirect comp
CHARLES SCHWAB & CO., INC. · Trustee · Trustee (directed)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ALLIANCE PENSION CONSULTANTS, LLC
2023ALLIANCE PENSION CONSULTANTS, LLC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$6,941 · 0.06%
2023$7,435 · 0.07%
2022$6,942 · 0.07%
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 952428657 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.