Plan Ledger DOL Form 5500 · updated monthly

California Credit Union401(k)

CALIFORNIA CREDIT UNION 401(K) PLAN · GLENDALE, CA · plan year 2025

Reported admin expense ratio · 2025
0.05%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

California Credit Union reported $58,727 in plan administrative expenses for 2025: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,132 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.03% to 0.05%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other finance & insurance employers. By assets it is the 847th-largest of 9,483 plans among California employers on file, and the 848th of 4,798 in finance & insurance. In 2025, employees put in $1.54 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$123,332,513
Participants with balances733
Active participants538
Employer contributions$2,761,110
Employee contributions$4,255,999
Employer contribution per active participant$5,132
Average account balance$168,257
Benefits paid to participants$10,482,285
Plan auditUnmodified (clean) audit opinion
AuditorTURNER, WARREN, HWANG & CONRAD AC
Plan history4
Yearassets · accounts · employer contribution
2025$123.3M · 733 accts · $2.8M emplr
2024$111.3M · 724 accts · $2.6M emplr
2023$98.6M · 719 accts · $2.6M emplr
2022$84.2M · 755 accts · $2.6M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$58,727
Total administrative$58,727
The California Credit Union 401(k) match · 2025
Employer contribution per active participant$5,132
Median for plans this size$4,093
2025$5,132 per active participant
2024$5,028 per active participant
2023$5,135 per active participant
2022$4,829 per active participant

California Credit Union's 2025 employer contribution ran above the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$58,456
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$58,727 · 0.05%
2024$54,442 · 0.05%
2023$43,343 · 0.05%
2022$28,611 · 0.03%
Same employer
Similar plansFinance & Insurance · California
Patelco Credit Union CA$127.7M · 0.34%
Payden & Rygel CA$124.3M · 0.10%
Newfront CA$116.5M · 0.01%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 950951410 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.