Plan Ledger DOL Form 5500 · updated monthly

California Automotive Retailing Group, Inc.401(k)

CALIFORNIA AUTOMOTIVE RETAILING GROUP, INC. 401(K) PLAN · DUBLIN, CA · plan year 2024

Reported admin expense ratio · 2024
0.89%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

California Automotive Retailing Group, Inc. reported $147,936 in plan administrative expenses for 2024: 0.89% of average plan assets, higher than ~90% of peers. Employer contributions averaged $549 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.01% to 0.89%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 3,049th-largest of 9,483 plans among California employers on file, and the 1,189th of 5,215 in retail trade. In 2024, employees put in $2.84 for every $1.00 the employer contributed; active participation has grown from 184 to 700 since 2022.

Plan summary
Net assets, end of year$25,506,387
Participants with balances779
Active participants700
Employer contributions$384,492
Employee contributions$1,092,579
Employer contribution per active participant$549
Average account balance$32,742
Benefits paid to participants$786,499
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$25.5M · 779 accts · $384K emplr
2023$7.7M · 298 accts · $172K emplr
2022$6.1M · 295 accts · $162K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$115,225
Investment management$32,711
Total administrative$147,936
The California Automotive Retailing Group, Inc. 401(k) match · 2024
Employer contribution per active participant$549
Median for plans this size$2,416
2024$549 per active participant
2023$871 per active participant
2022$880 per active participant

California Automotive Retailing Group, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
JOHN HANCOCK LIFE INSURANCE CO USA · Recordkeeping · Investment management$5,816
MERRILL LYNCH · Investment advisory (participants)$19,129
WELLS FARGO ADVISORS LLC · Investment advisory (participants)$13,582

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$147,936 · 0.89%
2023$68,243 · 0.99%
2022$66,288 · 1.01%
Same employer
Similar plansRetail Trade · California
Minted, LLC CA$26.3M · 0.10%
Hoehn Motors, Inc. CA$26.0M · 0.42%
Scosche Industries, Inc. CA$25.7M · 0.08%
Stubhub Inc. CA$25.6M · 0.16%
Cf United LLC CA$25.2M · 0.13%
Stanislaus Farm Supply CA$24.9M · 0.37%
Berberian Enterprises, Inc. CA$24.8M · 0.64%

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Source: U.S. Department of Labor, Form 5500 series, EIN 710923180 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.