Plan Ledger DOL Form 5500 · updated monthly

Cain, Watters & Associates, LLC401(k)

CAIN, WATTERS & ASSOCIATES, LLC RETIREMENT PLAN & TRUST · FRISCO, TX · plan year 2024

Reported admin expense ratio · 2024
0.15%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Cain, Watters & Associates, LLC reported $62,981 in plan administrative expenses for 2024: 0.15% of average plan assets, below the peer median. Employer contributions averaged $4,021 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.151%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 1,134th-largest of 5,688 plans among Texas employers on file, and the 2,971st of 11,654 in professional & technical services. In 2024, employees put in $2.26 for every $1.00 the employer contributed; active participation has grown from 297 to 356 since 2022.

Plan summary
Net assets, end of year$45,512,605
Participants with balances378
Active participants356
Employer contributions$1,431,621
Employee contributions$3,237,482
Employer contribution per active participant$4,021
Average account balance$120,404
Benefits paid to participants$1,194,885
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$45.5M · 378 accts · $1.4M emplr
2023$37.8M · 301 accts · $1.2M emplr
2022$29.0M · 300 accts · $1.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$5,108
Investment management$57,873
Total administrative$62,981
The Cain, Watters & Associates, LLC 401(k) match · 2024
Employer contribution per active participant$4,021
Median for plans this size$2,416
2024$4,021 per active participant
2023$3,826 per active participant
2022$3,430 per active participant

Cain, Watters & Associates, LLC's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
T BANK, N.A. · Custodial (securities) · Investment management$62,948

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$62,981 · 0.15%
2023$52,603 · 0.16%
2022$44,862 · 0.15%
All plans at this employer2
CAIN, WATTERS & ASSOCIATES, LLC RETIREMENT PLAN & TRUST401(k)
CWA PROFIT SHARING PLAN & TRUSTProfit-sharing plan
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 320216084 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.