Plan Ledger DOL Form 5500 · updated monthly

Cai Software LLC401(k)

CAI SOFTWARE LLC 401(K) PROFIT SHARING PLAN · SMITHFIELD, RI · plan year 2024

Reported admin expense ratio · 2024
0.13%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Cai Software LLC reported $45,357 in plan administrative expenses for 2024: 0.13% of average plan assets, below the peer median. Employer contributions averaged $1,148 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.14% to 0.13%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 84th-largest of 286 plans among Rhode Island employers on file, and the 3,576th of 11,654 in professional & technical services. In 2024, employees put in $9.97 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$36,297,934
Participants with balances159
Active participants122
Employer contributions$140,068
Employee contributions$1,396,841
Employer contribution per active participant$1,148
Average account balance$228,289
Benefits paid to participants$3,908,493
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$36.3M · 159 accts · $140K emplr
2023$32.8M · 160 accts · $181K emplr
2022$28.4M · 145 accts · $149K emplr
Administrative expenses, itemized · 2024
Investment management$67,582
Total administrative$45,357
The Cai Software LLC 401(k) match · 2024
Employer contribution per active participant$1,148
Median for plans this size$2,416
2024$1,148 per active participant
2023$1,499 per active participant
2022$1,250 per active participant

Cai Software LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ALLEGIANCE FINANCIAL GROUP INC · Investment advisory (plan)$67,581
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processingindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$45,357 · 0.13%
2023$42,589 · 0.14%
2022$49,618 · 0.14%
Same employer
Similar plansProfessional & Technical Services · Rhode Island
Beta Group Inc RI$42.2M · 0.12%
Purvis Systems Inc RI$28.8M · 0.37%
Dominion Diagnostics, LLC RI$28.1M · 0.37%
Pare Corporation RI$25.1M · 0.00%

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Source: U.S. Department of Labor, Form 5500 series, EIN 471806394 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.