Plan Ledger DOL Form 5500 · updated monthly

C.W. Matthews Contracting Company, Inc.401(k)

C.W. MATTHEWS CONTRACTING COMPANY, INC. 401(K) PLAN · MARIETTA, GA · plan year 2024

Reported admin expense ratio · 2024
0.48%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

C.W. Matthews Contracting Company, Inc. reported $398,664 in plan administrative expenses for 2024: 0.48% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,415 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.43% to 0.48%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other construction employers. By assets it is the 289th-largest of 2,160 plans among Georgia employers on file, and the 644th of 5,337 in construction. In 2024, employees put in $2.01 for every $1.00 the employer contributed; active participation has grown from 1,269 to 1,747 since 2022.

Plan summary
Net assets, end of year$94,313,955
Participants with balances1,900
Active participants1,747
Employer contributions$4,219,306
Employee contributions$8,459,906
Employer contribution per active participant$2,415
Average account balance$49,639
Benefits paid to participants$5,949,785
Plan auditUnmodified (clean) audit opinion
AuditorNICHOLS, CAULEY & ASSOCIATES, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$94.3M · 1,900 accts · $4.2M emplr
2023$71.9M · 1,579 accts · $3.4M emplr
2022$57.4M · 1,457 accts · $3.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$121,128
Investment management$277,536
Total administrative$398,664
The C.W. Matthews Contracting Company, Inc. 401(k) match · 2024
Employer contribution per active participant$2,415
Median for plans this size$3,635
2024$2,415 per active participant
2023$2,487 per active participant
2022$2,363 per active participant

C.W. Matthews Contracting Company, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
JOHN HANCOCK · Recordkeeping · Loan processing$128,326
NARWHAL CAPITAL MANAGEMENT LLC · Investment advisory (plan)$187,461
CAMBRIDGE WEALTH ADVISORS, LLC · Investment advisory (plan)$82,877

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$398,664 · 0.48%
2023$347,230 · 0.54%
2022$256,397 · 0.43%
Same employer
Similar plansConstruction · Georgia
The Wrench Group GA$137.1M · 1.17%
McKenney's, Inc. GA$129.3M · 0.13%
Ashton Woods USA, LLC. GA$118.4M · 0.12%
Ppc Retirement Plan GA$98.7M · 0.25%
Ibew Local 508 Pension Fund GA$83.2M · 0.36%
Balfour Beatty LLC GA$82.3M · 0.19%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 580652729 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.