Plan Ledger DOL Form 5500 · updated monthly

C.T. Male Associates Engineering, Surveying, Architecture, Landscape A401(k)

C.T. MALE ASSOCIATES RETIREMENT PLAN · LATHAM, NY · plan year 2024

Reported admin expense ratio · 2024
0.14%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

C.T. Male Associates Engineering, Surveying, Architecture, Landscape A reported $51,593 in plan administrative expenses for 2024: 0.14% of average plan assets, below the peer median. Employer contributions averaged $4,652 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.139%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 1,609th-largest of 5,648 plans among New York employers on file, and the 3,326th of 11,654 in professional & technical services. In 2024, employees put in $1.93 for every $1.00 the employer contributed; active participation has grown from 112 to 131 since 2022.

Plan summary
Net assets, end of year$39,596,562
Participants with balances191
Active participants131
Employer contributions$609,470
Employee contributions$1,176,294
Employer contribution per active participant$4,652
Average account balance$207,312
Benefits paid to participants$1,860,014
Plan auditUnmodified (clean) audit opinion
AuditorMENGEL, METZGER, BARR & CO., LL
Plan history3
Yearassets · accounts · employer contribution
2024$39.6M · 191 accts · $609K emplr
2023$34.8M · 191 accts · $506K emplr
2022$30.0M · 176 accts · $403K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,663
Investment management$3,684
Total administrative$51,593
The C.T. Male Associates Engineering, Surveying, Architecture, Landscape A 401(k) match · 2024
Employer contribution per active participant$4,652
Median for plans this size$2,416
2024$4,652 per active participant
2023$4,110 per active participant
2022$3,595 per active participant

C.T. Male Associates Engineering, Surveying, Architecture, Landscape A's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ACEC RETIREMENT TRUST$47,396
EMPOWER ADVISORY GROUP, LLC · Investment management$3,684

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$51,593 · 0.14%
2023$46,633 · 0.14%
2022$46,290 · 0.14%
Same employer
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Fairfield-Maxwell LTD. NY$39.5M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 141540416 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.