Plan Ledger DOL Form 5500 · updated monthly

C. Stein, Inc. dba Csb401(k)

C. STEIN, INC. RETIREMENT PLAN · VANCOUVER, WA · plan year 2023

Reported admin expense ratio · 2023
0.59%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

C. Stein, Inc. dba Csb reported $57,123 in plan administrative expenses for 2023: 0.59% of average plan assets, above the peer median. Employer contributions averaged $629 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.53% to 0.59%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Washington (1,061st of 1,714), and 2,881st of 4,246 in wholesale trade. In 2023, employees put in $2.95 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$10,229,223
Participants with balances232
Active participants342
Employer contributions$215,199
Employee contributions$635,575
Employer contribution per active participant$629
Average account balance$44,091
Benefits paid to participants$993,508
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$0
2023$10.2M · 232 accts · $215K emplr
2022$9.1M · 225 accts · $249K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$36,286
Investment management$20,837
Total administrative$57,123
The C. Stein, Inc. dba Csb 401(k) match · 2023
Employer contribution per active participant$629
Median for plans this size$1,308
2023$629 per active participant
2022$744 per active participant

C. Stein, Inc. dba Csb's 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
TRANSAMERICA RETIREMENT SOLUTIONS · Recordkeeping · Loan processing$36,286
BANK OF AMERICA NA · Consulting · Investment advisory (plan)$20,837

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024Not separately reported
2023$57,123 · 0.59%
2022$53,965 · 0.53%
Similar plansWholesale Trade · Washington
Spokane Produce, Inc. WA$12.6M · 0.43%
Western Materials, Inc. WA$12.2M · 0.01%
King Beverage, Inc. WA$11.9M · 0.05%
Fungi Perfecti, LLC WA$10.7M · 0.16%
Baden Sports, Inc. WA$9.8M · 0.03%
Masons Supply Company WA$9.0M · 0.57%

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Source: U.S. Department of Labor, Form 5500 series, EIN 820499973 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.