Plan Ledger DOL Form 5500 · updated monthly

C-A-L Stores Companies, Inc.401(k)

C-A-L STORES COMPANIES, INC. 401(K) PROFIT SHARING PLAN · IDAHO FALLS, ID · plan year 2023

Reported admin expense ratio · 2023
1.46%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

C-A-L Stores Companies, Inc. reported $121,184 in plan administrative expenses for 2023: 1.46% of average plan assets, higher than ~90% of peers. Employer contributions averaged $600 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 1.37% to 1.46%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Idaho (186th of 349), and 2,901st of 5,215 in retail trade. In 2023, employees put in $1.52 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$8,658,023
Participants with balances914
Active participants1,022
Employer contributions$612,990
Employee contributions$930,650
Employer contribution per active participant$600
Average account balance$9,473
Benefits paid to participants$2,148,404
Plan auditUnmodified (clean) audit opinion
AuditorPOSTON, DENNEY & KILLPACK, PLLC
Plan history2
Yearassets · accounts · employer contribution
2023$8.7M · 914 accts · $613K emplr
2022$8.0M · 822 accts · $583K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$82,926
Investment management$31,880
Trustee / custodial$6,378
Total administrative$121,184
The C-A-L Stores Companies, Inc. 401(k) match · 2023
Employer contribution per active participant$600
Median for plans this size$1,308
2023$600 per active participant
2022$665 per active participant

C-A-L Stores Companies, Inc.'s 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20233
NW INVESTMENT CONSULTING DBA NWPS · Recordkeeping · Consulting$82,926
ASCENT RETIREMENT ADVISORS LLC · Investment advisory (participants) · Investment advisory (plan)$31,880
CHARLES SCHWAB TRUST BANK · Custodial (securities) · Trustee$6,378

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$121,184 · 1.46%
2022$115,830 · 1.37%
Same employer
Similar plansRetail Trade · Idaho
Country Supplier LLC ID$10.4M · 1.53%
Rogers Motors, Inc. ID$10.3M · 0.11%
Stinker Stores Inc. ID$10.1M · 0.16%
Etison, LLC ID$8.0M · 0.40%
Zamzow's, Inc ID$7.7M · 0.24%
Dysons Inc. ID$6.9M · 0.21%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 820427863 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.