Plan Ledger DOL Form 5500 · updated monthly

By Your Side, LLC401(k)

BY YOUR SIDE, LLC 401(K) PLAN · SCHAUMBURG, IL · plan year 2024

Reported admin expense ratio · 2024
1.36%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

By Your Side, LLC reported $19,785 in plan administrative expenses for 2024: 1.36% of average plan assets, higher than ~90% of peers. Employer contributions averaged $40 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.52% to 1.36%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Illinois (3,410th of 3,702), and 10,392nd of 11,911 in health care & social assistance. In 2024, employees put in $20.31 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,588,527
Participants with balances119
Active participants392
Employer contributions$15,835
Employee contributions$321,638
Employer contribution per active participant$40
Average account balance$13,349
Benefits paid to participants$247,678
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$1.6M · 119 accts · $16K emplr
2023$1.3M · 108 accts · $23K emplr
2022$989K · 105 accts · $24K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$17,805
Investment management$1,980
Total administrative$19,785
The By Your Side, LLC 401(k) match · 2024
Employer contribution per active participant$40
Median for plans this size$1,313
2024$40 per active participant
2023$58 per active participant
2022$62 per active participant

By Your Side, LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TRANSAMERICA FINANCIAL LIFE INS CO · Recordkeeping · Loan processing$9,440
ADMIN. GROUP, LLC DBA TAG RESOURCES · Recordkeeping · Loan processing$8,365
OSAIC WEALTH · Investment advisory (plan)$1,980

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADMIN. GROUP, LLC DBA TAG RESOURCES, Transamerica
2023ADMIN. GROUP, LLC DBA TAG RESOURCES, Transamerica

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Administrative cost history3
2024$19,785 · 1.36%
2023$16,369 · 1.41%
2022$15,534 · 1.52%
Same employer
Similar plansHealth Care & Social Assistance · Illinois
Snap Diagnostics LLC IL$2.0M · 0.21%
El Valor Corporation IL$1.6M · 1.85%
Simple Laboratories LLC IL$1.5M · 0.42%
Marc Center IL$1.5M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 264629421 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.