Plan Ledger DOL Form 5500 · updated monthly

Build-A-Bear Workshop, Inc.401(k)

BUILD-A-BEAR WORKSHOP, INC. EMPLOYEE SAVINGS TRUST · ST. LOUIS, MO · plan year 2024

Reported admin expense ratio · 2024
0.36%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Build-A-Bear Workshop, Inc. reported $143,653 in plan administrative expenses for 2024: 0.36% of average plan assets, above the peer median. Employer contributions averaged $396 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.39% to 0.36%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 354th-largest of 1,393 plans among Missouri employers on file, and the 728th of 5,215 in retail trade. In 2024, employees put in $2.17 for every $1.00 the employer contributed; active participation has grown from 2,132 to 2,993 since 2022.

Plan summary
Net assets, end of year$44,011,158
Participants with balances648
Active participants2,993
Employer contributions$1,184,101
Employee contributions$2,569,136
Employer contribution per active participant$396
Average account balance$67,918
Benefits paid to participants$3,743,367
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$44.0M · 648 accts · $1.2M emplr
2023$36.5M · 640 accts · $1.1M emplr
2022$28.3M · 676 accts · $816K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$76,897
Investment management$66,756
Total administrative$143,653
The Build-A-Bear Workshop, Inc. 401(k) match · 2024
Employer contribution per active participant$396
Median for plans this size$2,416
2024$396 per active participant
2023$473 per active participant
2022$383 per active participant

Build-A-Bear Workshop, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$76,897
WELLS FARGO CLEARING SERVICES LLC · Investment advisory (plan)$66,756

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$143,653 · 0.36%
2023$108,897 · 0.34%
2022$124,516 · 0.39%
Same employer
Similar plansRetail Trade · Missouri
Tlg Operations, LLC MO$71.1M · 0.09%
Schnuck Markets, Inc. MO$50.3M · 0.81%
Midway Arms, Inc. MO$48.3M · 0.16%
Wallis Companies MO$40.8M · 0.46%
Arrow Truck Sales, Inc. MO$38.9M · 0.06%
Etrailer Corporation MO$32.0M · 0.23%
Cable Dahmer Chevrolet Inc. MO$31.3M · 0.29%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431883836 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.