Plan Ledger DOL Form 5500 · updated monthly

Buffalo Rock Company401(k)

BUFFALO ROCK CO. 401(K) RETIREMENT PLAN · BIRMINGHAM, AL · plan year 2025

Reported admin expense ratio · 2025
0.31%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Buffalo Rock Company reported $375,919 in plan administrative expenses for 2025: 0.31% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,145 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.21% to 0.31%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other manufacturing employers. By assets it is the 61st-largest of 902 plans among Alabama employers on file, and the 1,624th of 13,661 in manufacturing. In 2025, employees put in $3.31 for every $1.00 the employer contributed; active participation has shrunk from 2,392 to 2,071 since 2022.

Plan summary
Net assets, end of year$123,916,824
Participants with balances2,258
Active participants2,071
Employer contributions$2,372,002
Employee contributions$7,847,373
Employer contribution per active participant$1,145
Average account balance$54,879
Benefits paid to participants$19,953,795
Plan auditUnmodified (clean) audit opinion
AuditorCOKER AND COMPANY, LLC
Plan history4
Yearassets · accounts · employer contribution
2025$123.9M · 2,258 accts · $2.4M emplr
2024$115.8M · 2,389 accts · $2.3M emplr
2023$104.3M · 2,760 accts · $3.1M emplr
2022$93.1M · 2,557 accts · $2.8M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$375,919
Total administrative$375,919
The Buffalo Rock Company 401(k) match · 2025
Employer contribution per active participant$1,145
Median for plans this size$4,093
2025$1,145 per active participant
2024$1,019 per active participant
2023$1,354 per active participant
2022$1,185 per active participant

Buffalo Rock Company's 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$211,481
ORENDA RETIREMENT LLC · Contract administrator · Other services$164,438

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$375,919 · 0.31%
2024$422,765 · 0.38%
2023$331,603 · 0.34%
2022$216,620 · 0.21%
Same employer
Similar plansManufacturing · Alabama
The Westervelt Company AL$136.6M · 0.09%
Neptune Technology Group Inc AL$133.5M · 0.08%
Outokumpu Stainless USA, LLC AL$130.1M · 0.04%
Austal USA. LLC AL$129.6M · 0.24%
Tractor & Equipment Company AL$83.9M · 0.25%

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Source: U.S. Department of Labor, Form 5500 series, EIN 630032365 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.